Calculators

Run the numbers on any TCS loan product.

Six free calculators — adjust the sliders to estimate your monthly payment, total interest, and overall cost. Then talk to a TCS advisor for a tailored quote.

Commercial real estate calculator

Estimate your monthly payment for owner-occupied or investment property.

$1,000,000
20% · $200,000
20 years
7.25%
Monthly payment
$6,323.01
Loan amount
$800,000
Total interest
$717,522
Total repaid
$1,517,522
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.

Business line of credit calculator

Pay interest only on what you draw — estimate your carrying cost.

$250,000
60% · $150,000 drawn
11.50%
12 months
Monthly interest
$1,437.50
Total interest cost
$17,250
Available credit
$100,000
12-mo cost
$167,250
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.

Equipment financing calculator

Spread the cost of machinery, vehicles, or technology.

$150,000
10% · $15,000
60 months
8.50%
Monthly payment
$2,769.73
Amount financed
$135,000
Total interest
$31,184
Total cost
$166,184
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.

SBA loan calculator

Long terms, lower down payments — estimate your SBA 7(a) or 504 payment.

$750,000
10% · $75,000
15 years
9.00%
Monthly payment
$6,846.30
Amount financed
$675,000
Total interest
$557,334
Total repaid
$1,232,334
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.

Merchant cash advance calculator

Repayment flexes with your daily sales — estimate your payback and timeline.

$75,000
1.28
12%
$80,000
Total payback
$96,000
Fee: $21,000
Daily remittance
$320.00
Est. days to repay
301
~10.0 months
Total payback
$96,000
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.

Alternative / unsecured loan calculator

Short-term, flexible funding when traditional banks say no.

$100,000
18 months
18.0%
Monthly payment
$6,380.58
Total interest
$14,850
Total repaid
$114,850
Total cost
$114,850
Principal
Interest / fee

Estimates only — actual terms depend on your business profile and lender criteria.