Restaurants and hospitality
Build-outs, equipment, and working capital that match your sales cycle.
Restaurants, bars, food trucks, and boutique hotels need capital tuned to seasonal swings, high build-out costs, and tight margins. Sales-based repayment structures often fit the business better than traditional debt.
Talk to a TCS advisor
What we hear from operators.
- Heavy build-out and equipment costs up front
- Seasonal and weather-driven revenue swings
- Inventory and payroll due weekly
- Marketing pushes around openings and renovations
Capital structures that fit restaurants and hospitality.
SBA loans (7(a) and 504)
Government-backed loans with favorable terms.
Equipment financing
Get the equipment you need without draining your cash.
Merchant cash advances
Fast funding based on your sales volume.
Working capital loans
Fast term loans for inventory, payroll, and day-to-day operations.
From Austin's food scene to Dallas hospitality and Houston's diverse culinary corridors, Texas restaurant operators tap TCS for everything from first build-out to second-location expansion.
An Austin BBQ concept funded a second-location buildout with an SBA 7(a), then used a merchant cash advance to bridge the soft opening period before stabilized sales.
Composite example for illustration. Not a specific client.
Funding tailored to your industry.
We will analyze your situation and recommend a capital structure built for how your business actually operates.
Request a consultation